Guide · Storms & fallen trees

Fallen and storm-damaged trees in Chelmsford, Essex: who is responsible and who to call

Who looks after which trees, how to report a fallen tree on a road or power line, what to do if a tree falls in your garden, and general insurance pointers.

Official details checked 27 September 2026. General information, not legal advice.

Large tree uprooted after a storm, lying across a lawn with its root plate exposed

Quick facts: fallen and storm-damaged trees

Danger to life
Call 999.
Power lines involved
Treat as live, stay at least 10 metres away, call 105 or 0800 31 63 105 (UK Power Networks, 24 hours).
Fallen tree on a county road or pavement
Essex Highways: for a risk to public safety call 0345 603 7631; some urgent issues can be reported online with photos.
A12 (and M11, M25)
National Highways: 0300 123 5000 or its online tool. A130 between the A12 (Chelmsford) and A1245: CountyRoute.
Tree in your garden
You, as landowner, are responsible for it.
Other trees
Parks and play areas: Chelmsford City Council. Verges by roads and footpaths: Essex County Council. Other public land: parish council. Flats: management company. Social housing: CHP.
Protected tree
Only work to remove an immediate risk; email planning.trees@chelmsford.gov.uk with location, description and photos (five-day notification).
Insurance
Photos first (if safe), then call your insurer before non-urgent work.

Checked 27 September 2026 against: Essex Highways: Tell us (opens in a new tab); UK Power Networks (opens in a new tab); Chelmsford City Council: trees and hedges (opens in a new tab); dead or dangerous protected trees (opens in a new tab). Details can change, so confirm on the official page before you rely on them.

Who this guide is for: Chelmsford, Essex residents dealing with a fallen or storm-damaged tree, whether it’s in their garden, a neighbour’s, or on a road or verge. If you need urgent help from a tree surgeon, see emergency tree help.

Who is responsible for a fallen tree?

Chelmsford City Council’s starting point is simple: the owner of the land a tree grows on is responsible for it (trees and hedges (opens in a new tab)). That means:

Where the tree isUsually responsibleContact
Your gardenYouA tree surgeon; your insurer if there’s damage
Neighbour’s gardenYour neighbourYour neighbour; your insurer if there’s damage
Verge next to a road or footpathEssex County CouncilEssex Highways (opens in a new tab)
City council park or play areaChelmsford City CouncilThe council’s online contact form
Other public landParish councilYour parish council
Flats or social housingManagement company or CHPYour managing agent or landlord

If you don’t know who owns the land, HM Land Registry can tell you for a small charge (search property information (opens in a new tab)).

Trees blocking roads and pavements

Essex Highways, part of Essex County Council, looks after most roads and pavements in Chelmsford. It says that if there’s a risk to public safety you should call 0345 603 7631, and that some urgent issues can now be reported online if you can provide photos. Its “Track it” tool shows whether a problem has already been reported, and it asks people not to report the same issue several times (Essex Highways: Tell us (opens in a new tab)).

Some roads are managed by others: National Highways for the A12, M11 and M25 (0300 123 5000), and CountyRoute for the A130 between the A12 at Chelmsford and the A1245. Private roads are the responsibility of residents or landowners.

Trees on private land next to a road remain the owner’s responsibility. Essex Highways says it may require an owner to deal with a private tree that endangers or obstructs highway users under Section 154 of the Highways Act 1980, and may carry out the work and recover the cost (highway trees (opens in a new tab)).

Trees on or near power lines

UK Power Networks, the electricity network operator for this area, says to treat power lines as live and to stay at least 10 metres away from lines that are low, damaged, on the ground or touching trees, and to call 0800 31 63 105 or 105, 24 hours a day, or 999 if there is significant risk to the public (UKPN: cut trees and bushes (opens in a new tab)).

A tree surgeon can’t work on a tree tangled in live lines. For planned work near overhead lines, UKPN can arrange a visit and, where needed, a temporary shutdown; it aims to contact you within 10 working days of a request.

Tree surgeon on a cherry-picker platform cutting a street tree
Platforms let tree surgeons reach damaged limbs without climbing an unstable tree.

If a tree falls in your garden or your neighbour’s

  1. Keep everyone clear, including of the area the tree could roll or drop into.
  2. Don’t cut it yourself. Fallen and hung-up trees hold stored tension that can release suddenly.
  3. Take photos of the tree, the root plate or break, and any damage, from a safe distance.
  4. Talk to your neighbour if the tree came from, or landed on, their land. Agree who will instruct the tree surgeon.
  5. Contact your insurer if property has been damaged, before non-urgent work.
  6. Get a quote for making safe and for clearance. Ask for it in writing.

Insurance pointers (general)

We can’t give insurance advice, and every policy is different. In general terms:

  • Tell your insurer as soon as you can, and follow their instructions on emergency repairs.
  • Keep photos, quotes and invoices. Ask whether they need to approve a tree surgeon’s quote before work.
  • Ask what is covered: damage to buildings, fences and cars may be treated differently from the cost of removing the tree itself.
  • If a neighbour’s tree caused the damage, let your insurer handle questions of liability.

Protected trees after a storm

Tree Preservation Orders and conservation-area protection still apply after a storm. Chelmsford City Council says you may remove a dead or dangerous branch or tree only where there is an immediate risk of serious harm, not just because a tree is said to be diseased or dying. Except in a genuine emergency you must give written notice first, by emailing planning.trees@chelmsford.gov.uk with the location, a description of the condition and photos. Only the work needed to remove the immediate risk should be done, and if a tree is felled a replacement is normally required (dead or dangerous protected trees (opens in a new tab)). See our TPO guide.

Before the next storm

Deadwood in the crown, fungal brackets at the base, cracks, cavities, a new lean or lifting soil are all reasons to get a tree looked at before winter. Ash trees in decline deserve particular attention (see our ash dieback guide). Preventative deadwooding or a crown reduction is usually easier to plan than emergency work.

Frequently asked questions

Who do I call about a fallen tree on the road?

If anyone is in immediate danger, call 999. For county roads and pavements in Chelmsford, contact Essex Highways, which asks you to call 0345 603 7631 for urgent risks to public safety (some urgent issues can be reported online with photos). Issues on the A12 go to National Highways on 0300 123 5000.

A tree has come down on power lines. What should I do?

UK Power Networks says to treat power lines as live, stay at least 10 metres away and call 105 or 0800 31 63 105 (24 hours). If there is a significant risk to the public, call 999.

Who is responsible for a tree that falls from a neighbour’s garden?

The landowner is responsible for the tree. Talk to your neighbour, take photos, and contact your own insurer if your property is damaged. Your insurer can advise on liability and deal with the neighbour’s insurer if needed.

Who is responsible for trees in parks and on verges?

Chelmsford City Council says it is responsible for trees in its parks and play areas, Essex County Council for trees on verges next to roads and footpaths, and parish councils for trees on other public land. Housing providers such as CHP and management companies look after trees on their land.

Can I remove a storm-damaged protected tree?

Only the work needed to remove an immediate risk of serious harm. Chelmsford City Council asks for written notice to planning.trees@chelmsford.gov.uk with the location, a description and photos, and a replacement tree is normally required if the tree is felled.

Does home insurance pay for removing a fallen tree?

It depends on your policy. Contact your insurer before non-urgent work, keep photos and quotes, and ask what they will cover and whether they need to approve the tree surgeon.

Sources

All checked 27 September 2026. We link to the official page rather than repeat details that change often.

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